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Many Maryland area residents have a credit card. In fact, it is estimated that the average American has at least 4 credit cards. Although most Maryland residents understand the importance of paying these credit card bills each month there are times when it becomes...
Many Rockville area residents have had financial difficulties. They can happen at any time. An unexpected medical condition or a job loss can turn a person’s financial stability upside down. In these situations, sometimes a person’s only way out is to declare...
If you were late on credit card or loan payments for several months, you may have seen a charge-off on your credit report. But charged-off debt can still add to your liabilities and cause other problems. Dealing with it, however, can help prevent insurmountable debt...
No one expects to be involved in a car accident while commuting to work or taking their kid to soccer practice or dance class, but car crashes take place every day in Maryland and the DC area. And, many of these accidents are caused by distracted drivers. How can...
The aftermath of a car accident can leave you reeling. Your primary focus is probably to simply find a way to cope with your physical pain and limitations, which includes seeking out medical and rehabilitative care. But there are other matters that you’ll have to...
If your debt is no longer manageable, filing for bankruptcy may be the best way for you to get a fresh financial start. There are two types of bankruptcy available for individuals: Chapter 7 and Chapter 13. While Chapter 13 bankruptcy is an option for anyone, Chapter...
There are many things that people in Maryland can plan for in life. Much of what they plan for revolves around what they can afford given their current financial situation though. Usually these plans will work out, but sometimes unexpected events occur and the plans...
The D.C. metro area is always buzzing. This means that traffic is often heavy, and that your chances of being in a car accident may be heightened. If you’re reading this blog, then you’re probably well-aware of the dangers posed by negligent drivers. The damages can...
It’s not uncommon for the average person to fall on hard economic times at some point in their life. They might lose their job, suffer a serious injury, develop a severe illness, dissolve their marriage, or simply struggle to make enough money to get by. For many...
The CARES Act (The Coronavirus Aid, Relief, and Economic Security Act) was signed into law on March 27, 2020. This article describes the main CARES Act provisions affecting consumer protection and links to specific Act provisions. This article also lists many actions...