Economic impact payments: What you need to know Check IRS.gov for the latest information: No action needed by most people at this time IR-2020-61, March 30, 2020 WASHINGTON – The Treasury Department and the Internal Revenue Service today announced that distribution of...
Federal, state, and local governments are working to respond to the growing public health threat of coronavirus, or COVID-19 . As communities across the country are dealing with an increase in the number of reported cases, many areas may be impacted by the temporary...
Payment Deferral Programs Several automakers are currently offering payment deferrals for customers experiencing financial hardship. Hyundai has relaunched Assurance, a program it originally introduced in 2009 during the economic downturn to offer help to consumers....
Debtor owed the plaintiffs more than $1.4 million dollars based on civil judgment entered against him for stalking, defamation per se, and intentional infliction of emotional distress. After Debtor filed for Chapter 7 relief the plaintiffs filed an adversary...
Criticizes In Re Brunner as outdated and “hard-hearted” Debtors filed separate Chapter 7 bankruptcy cases in Maine and Massachusetts with Different fact patterns but with underlying similarities to undermine Brunner. The First Circuit upheld the bankruptcy court when...
Debtors filed a Chapter 7 and received an Order of Discharge in 2013. From 2013 through 2015, the debtors received letters from Ocwen Loan Servicing in the form of statements, notices regarding foreclosure insurance and escrow statements. Debtors’ intent was to...
A recent article in the Washington Post, “The Trap of Payday Loans” highlights the very serious problems that consumers face with payday loans. Payday loans fill a very important need for people in a financial bind, which leads to exploitation–how do I pay the...
Once I am hired as an attorney for a debtor, I advise my client to let any creditors who call know that he or she has retained my firm as his or her counsel and that any questions regarding them must be made to my office. Once the bankruptcy case is filed, I advise my...
In the recent case of Failla v. Citibank, NA (In re Failla), 2016 WL 5750666 (11th Cir. 2016), the 11th Circuit held that debtors who indicated their intention to “surrender” their real property in their Chapter 7 case, could not later contest the foreclosure of the...
Press Release FOR IMMEDIATE RELEASE Laura Margulies & Associates, LLC Receives 2016 Best of Hagerstown Award Hagerstown Award Program Honors the Achievement HAGERSTOWN October 21, 2016 — Laura Margulies & Associates, LLC has been selected for the 2016 Best of...