Proving fault in a Maryland car accident can feel challenging, but understanding the key factors can help you build a strong case. Understanding the factors that contribute to fault and knowing what steps to follow can help you build a stronger case. Understand...
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Maryland Bankruptcy Law Blog
How does bankruptcy affect your credit?
Filing for bankruptcy may feel like a major financial setback, but it also offers a fresh start. The impact of bankruptcy on your credit is one of the most common concerns. Whether you file for Chapter 7 or Chapter 13 bankruptcy, your credit score will drop; however,...
How do hit-and-run claims work?
Experiencing a hit-and-run accident can be both infuriating and confusing. When the at-fault driver leaves the scene, you're left to manage the aftermath alone. Understanding how to file a claim in Maryland can help you take the right steps toward compensation. Start...
What are the risks of reaffirming a debt?
The bankruptcy code offers powerful relief from overwhelming debt, but exceptions exist—some by choice. When creditors present reaffirmation agreements, they ask you to voluntarily surrender certain bankruptcy protections. Accepting this agreement can create risks to...
What is the role of a demand letter in your car accident claim?
In the majority of car accident cases, parties often reach a settlement without resorting to court proceedings. This approach usually saves time and money and relieves the stress associated with lengthy legal battles. However, the process also involves presenting a...
How can you recognize and prevent creditor harassment?
Dealing with debt can be stressful, but it should not involve harassment from creditors. Understanding what constitutes creditor harassment and how to protect yourself is crucial. What are common forms of creditor harassment? Creditor harassment can take various...
What can I keep after filing for Chapter 7 bankruptcy?
Many people think filing Chapter 7 bankruptcy means losing everything they own. But this couldn't be farther from the truth. Maryland bankruptcy laws let you keep many essential and sentimental things you own when filing for Chapter 7 bankruptcy. Let's look at what...
How to file a car accident claim in Maryland
Car accidents can be stressful and overwhelming. After an accident, you may face injuries, property damage or both. Knowing how to file a car accident claim in Maryland can help you handle the situation more effectively. Here are the basic steps of filing a claim. 1....
What are the most dangerous hours for drunk driving in Maryland?
Drunk driving is undeniably dangerous. It's one of the reasons why Maryland and other states have strict laws against it. It can lead to severe accidents, injuries and even fatalities. For sober drivers, encountering a drunk driver is stressful. But during what times...
How can loan modification help borrowers?
Facing financial turmoil can feel like going through a relentless storm. The bills pile up, the stress mounts and the looming threat of bankruptcy can be overwhelming. But what if there was a way to steer your financial ship back to calmer waters? Loan modification...