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Filing for bankruptcy can sometimes feel like the end of the road. However, while bankruptcy is not necessarily a bad thing, it’s understandable that most people would want to find other ways to get out of debt. If you are considering filing for bankruptcy, you may...
Life after bankruptcy doesn't have to be a struggle. Many people believe that bankruptcy will ruin their future, but this couldn't be further from the truth. With the proper guidance and a solid plan, you may be able to bounce back. This blog will show you how to...
If you are considering bankruptcy, you will most likely encounter the term "means test." This important step in the process helps determine your eligibility for Chapter 7 bankruptcy. Understanding what the means test entails and how it affects your bankruptcy filing...
Most borrowers are often able to manage their loan repayments initially, but as time progresses, many find it challenging to keep up with the financial burden. Nonetheless, there are remedies that can make loan payments more manageable for a struggling borrower, which...
Deciding to file Chapter 13 bankruptcy in Maryland is a potentially life-changing decision. This form of bankruptcy can allow you to get a handle on your finances if you’re drowning in debt. Weighing the pros and cons of Chapter 13 helps you decide if filing is best...
Maryland residents who file Chapter 7 or Chapter 13 personal bankruptcies sometimes wonder how long they will have to wait before they are able to borrow money to buy a new or used vehicle. There is no straightforward answer to this question because every bankruptcy...
Many people throughout Maryland know how burdensome it is to have medical debt. Whether you're paying it off or struggling to make that happen, this situation can add undue stress to your life. However, recent news shows that one government agency has its sights set...
Consumers in Maryland and around the country are sinking deeper and deeper into credit card debt according to a report released on Feb. 11 by the Federal Reserve Bank of New York. At the end of 2018, American consumers had $873 billion in revolving debt. By the final...
Many residents of Maryland find themselves in debt. This happens for various reasons, but if other options for alleviating the burden fail, bankruptcy might be best. These are some of the most common reasons why people file. Overwhelming debt Some people use their...
Filing for bankruptcy doesn't necessarily mean that you'll lose your Maryland home or other assets. However, it will likely cause a significant drop in your perceived creditworthiness. Fortunately, you can take steps to increase your credit score and otherwise rebuild...