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Dealing with debt can be stressful, but it should not involve harassment from creditors. Understanding what constitutes creditor harassment and how to protect yourself is crucial. What are common forms of creditor harassment? Creditor harassment can take various...
Many people think filing Chapter 7 bankruptcy means losing everything they own. But this couldn't be farther from the truth. Maryland bankruptcy laws let you keep many essential and sentimental things you own when filing for Chapter 7 bankruptcy. Let's look at what...
Facing financial turmoil can feel like going through a relentless storm. The bills pile up, the stress mounts and the looming threat of bankruptcy can be overwhelming. But what if there was a way to steer your financial ship back to calmer waters? Loan modification...
Many people associate the holiday season with financial strain, and this pressure can feel amplified for those who have recently declared bankruptcy. One common concern is regarding credit cards and holiday expenses. Can you still use credit cards while the bankruptcy...
Bankruptcy is complicated and often scary for many people and businesses. Knowing why bankruptcy happens can help you spot warning signs and take steps to manage your money better. These common causes can help us understand how to handle money problems and avoid...
When facing financial difficulties, individuals may consider filing for Chapter 7 bankruptcy as a way to discharge their debts and start anew. However, the bankruptcy process can be complex as it involves multiple parties with distinct roles. One key player in Chapter...
Filing for bankruptcy can sometimes feel like the end of the road. However, while bankruptcy is not necessarily a bad thing, it’s understandable that most people would want to find other ways to get out of debt. If you are considering filing for bankruptcy, you may...
Life after bankruptcy doesn't have to be a struggle. Many people believe that bankruptcy will ruin their future, but this couldn't be further from the truth. With the proper guidance and a solid plan, you may be able to bounce back. This blog will show you how to...
If you are considering bankruptcy, you will most likely encounter the term "means test." This important step in the process helps determine your eligibility for Chapter 7 bankruptcy. Understanding what the means test entails and how it affects your bankruptcy filing...
Most borrowers are often able to manage their loan repayments initially, but as time progresses, many find it challenging to keep up with the financial burden. Nonetheless, there are remedies that can make loan payments more manageable for a struggling borrower, which...