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Bankruptcy offers immediate protection from creditor collection efforts through an automatic stay. Filers can also eliminate the legal obligation to repay eligible debts through the discharge granted at the end of the process. Most people choose between Chapter 13 and...
If you’re struggling with debt and wondering whether you can file for bankruptcy without your spouse, you’re not alone. It’s a dilemma many couples face since financial obligations often intertwine in marriage. In Maryland, the short answer is yes. One spouse can file...
After a car accident, the prospect of a quick settlement can bring relief. The money can go a long way in covering medical bills, replacing lost income and easing some of the financial pressure that often follows a collision. Settling your claim can also provide a...
Creditors who get their debts discharged by the courts can breathe easily that the worst is over. Their path to financial recovery seems sure. But could that relief be short-lived? Can bankruptcy courts ever revoke the discharge of debts that they granted? Courts can...
Accident rates differ across age brackets. While there is always a risk that a driver of any age could cause an accident, studies consistently find that teen drivers have some of the highest rates. When specifically looking at fatal car accidents, teen drivers cause...
Once you realize that your debts are more than you can handle, you may decide that you need to file for bankruptcy. This doesn’t automatically do away with all the debts you have. Instead, you will have to determine if you’re eligible to file Chapter 7 or Chapter 13...
Distracted driving remains a visible and persistent issue on roadways. Drivers frequently divert their attention to operate in vehicle screens, dashboard controls or digital alerts that easily interrupt focus. Distracted driving is one of the leading causes of car...
When filing for Chapter 7 bankruptcy, most debts are discharged, providing a fresh financial start. However, some choose to sign a reaffirmation agreement – a voluntary contract to continue paying a debt even after bankruptcy. These agreements are most often used for...
If you get involved in an accident, there is a chance that the other driver may try to blame their GPS. For instance, say that someone is driving the wrong way down a one-way street when you are going to pick your child up from school. They cause a head-on collision,...
One common misconception that people have about bankruptcy is simply that it is their own fault. In fact, this can become very problematic. Some people will blame themselves and feel guilty about filing for bankruptcy in the first place, causing them to avoid using...