Dreading hearing your phone ring or checking the mail because you’re afraid of creditors demanding money can be a harrowing experience. The stress and anxiety that you feel because of these constant efforts can make your life seem more difficult than it should be....
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Maryland Bankruptcy Law Blog
When is the chain of causation broken in a personal injury case?
In a personal injury claim, proving that someone else's actions caused your injury is vital. This is where causation comes in. Causation links the other party’s conduct to the harm you suffered. Without this link, there is no valid claim. Causation has two parts:...
How can you prove fault in a car accident?
Proving fault in a Maryland car accident can feel challenging, but understanding the key factors can help you build a strong case. Understanding the factors that contribute to fault and knowing what steps to follow can help you build a stronger case. Understand...
How does bankruptcy affect your credit?
Filing for bankruptcy may feel like a major financial setback, but it also offers a fresh start. The impact of bankruptcy on your credit is one of the most common concerns. Whether you file for Chapter 7 or Chapter 13 bankruptcy, your credit score will drop; however,...
How do hit-and-run claims work?
Experiencing a hit-and-run accident can be both infuriating and confusing. When the at-fault driver leaves the scene, you're left to manage the aftermath alone. Understanding how to file a claim in Maryland can help you take the right steps toward compensation. Start...
What are the risks of reaffirming a debt?
The bankruptcy code offers powerful relief from overwhelming debt, but exceptions exist—some by choice. When creditors present reaffirmation agreements, they ask you to voluntarily surrender certain bankruptcy protections. Accepting this agreement can create risks to...
What is the role of a demand letter in your car accident claim?
In the majority of car accident cases, parties often reach a settlement without resorting to court proceedings. This approach usually saves time and money and relieves the stress associated with lengthy legal battles. However, the process also involves presenting a...
How can you recognize and prevent creditor harassment?
Dealing with debt can be stressful, but it should not involve harassment from creditors. Understanding what constitutes creditor harassment and how to protect yourself is crucial. What are common forms of creditor harassment? Creditor harassment can take various...
What can I keep after filing for Chapter 7 bankruptcy?
Many people think filing Chapter 7 bankruptcy means losing everything they own. But this couldn't be farther from the truth. Maryland bankruptcy laws let you keep many essential and sentimental things you own when filing for Chapter 7 bankruptcy. Let's look at what...
How to file a car accident claim in Maryland
Car accidents can be stressful and overwhelming. After an accident, you may face injuries, property damage or both. Knowing how to file a car accident claim in Maryland can help you handle the situation more effectively. Here are the basic steps of filing a claim. 1....