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Sometimes, despite our best intentions, we do not get a good night’s sleep. We may have been awake all night with a sick child, burning the midnight oil on a job project or simply have been having a bad case of insomnia. Nevertheless, many people in Maryland feel they...
There are many Rockville area residents who have run into financial problems. These problems happen because a person can become overwhelmed by unexpected credit card debt, a medical emergency, job loss, etc. Once a person has too many bills to pay, creditors can start...
When a resident of Maryland files a petition in bankruptcy, he or she expects to complete the process by having most, if not all, of his or her debts discharged, that is, determined to be uncollectible. By the same token, potential bankruptcy debtors have a few debts...
Debt is not always a bad thing. Many DC-metro area residents carry student loans from their educational pursuits and car loans for their personal vehicles. One common form of debt that can also be positive is mortgage debt. When a person takes on a mortgage, they take...
It is tempting to try to do more than one thing at once. We may clean our house while watching television, take a work phone call while typing a memo or help our children with homework while preparing dinner. However, the one time you should never try to do more than...
In Maryland, Washington DC and throughout the United States, everyday lives have changed dramatically due to the health crisis. People are working from home; children are learning remotely; leisure travel has been interrupted; and there is less driving in general....
These are tough financial times for many in Maryland. For some, the saving grace has been the foreclosure moratorium that allowed them to stay in their homes even if they could not pay their mortgage. Recently, the Federal Housing Administration has extended the...
The past year has seen millions of Americans either out of work or in limbo with limited resources to keep them afloat. Some people are facing foreclosure, eviction or wage garnishments due to unpaid bills, and their predicament is made worse when they are unable to...
In Rockville and throughout Maryland and Washington DC, drivers need to be alert and pay attention to their surroundings. This goes beyond other vehicles and extends to pedestrians, bicyclists and people on scooters and skateboards. Since these individuals are...
In Maryland, accidents with personal injury can happen in many circumstances. That includes people in a motor vehicle as drivers or passengers or those who are working. These factors can also combine and lead to people suffering extensive damage that leaves them in...