With distracted driving increasing across the U.S., Maryland drivers may avoid distracted driving crashes by following a few simple guidelines. Although drivers from all age groups can cause accidents, teenagers cause a large percentage of car wrecks. What is...
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Maryland Bankruptcy Law Blog
Not all bankruptcy debts are discharged
Individuals or businesses in Maryland may suffer from excessive debt, and the ability to pay proves impossible. Filing for bankruptcy might be the solution for stressed debtors since many obligations face discharge. However, not all debts are dischargeable. Discharged...
What is Chapter 13 bankruptcy?
A debt situation could spiral out of control, leaving a Maryland consumer with a loan and other balances, causing significant negative net worth. Chapter 13 bankruptcy might be the preferable solution for those who understand it. Chapter 13 and payment plans Not...
What is bankruptcy?
Bankruptcy gives Maryland residents and others the ability to eliminate or reorganize some of their debts. The type of bankruptcy protection that you may seek depends on a number of factors including your income and the nature of the obligations that you have. An...
Frequency of bankruptcy filings
Bankruptcy provides a legal means for debtors to address their obligations and start over financially. Many filers hope their trip to a Maryland federal court will be their first and only experience with bankruptcy. However, financial situations can be challenging for...
What happens when you declare bankruptcy
Filing for bankruptcy in Maryland can be a complex and emotional process. There are many myths about the process that you can safely sidestep. One of them is the prospect of being financially ruined for the rest of your life. This is almost never the case. With a bit...
What are your rights during and after bankruptcy?
Filing for bankruptcy is often a big relief for many Maryland consumers. It’s important to know your legal rights during and afterward. Creditors can no longer contact you to collect Once you have filed for bankruptcy, an automatic stay goes in place. This is an order...
Phases of foreclosure
Foreclosure is a protracted process that has a lot of steps. It is important to understand how it works and what might happen when a Maryland house goes into foreclosure because it can play a major role in bankruptcy. Foreclosure The first phase of foreclosure is when...
Are my retirement savings safe in Maryland bankruptcy?
There are many things to worry about when you're in debt: your credit score, your monthly payments, and whether or not you'll be able to keep your home. One thing that may occur to you is that creditors could seize your retirement savings in Maryland. But, there are...
2021 saw an increase in traffic deaths
Driving a vehicle or riding in one as a passenger places you at risk. While you may be a safe driver, other individuals in Maryland may not be as cautious. Unfortunately, they can cause a car accident to occur quickly. Fatalities increase on U.S. roads in 2021 In...