If you are several months behind on credit card, medical or types of debt payments, the balance may be sold to a Maryland debt collector. It's likely that you will be contacted by the entity that purchases the balance, and whoever owns the debt does have the right to...
Maryland Bankruptcy Law Blog
Getting a mortgage after bankruptcy in Maryland
One of the biggest bankruptcy myths is that you can't buy a house after the case closes. While it can get trickier to get a mortgage because of low credit scores, it isn't impossible. There are certain steps you should take to increase your approval chances. How...
How can a traumatic brain injury be masked by whiplash?
The effects of car accidents can devastate anyone. Residents of Maryland may think they only have whiplash in the aftermath of such an accident. However, it’s possible for whiplash to mask a traumatic brain injury. What is whiplash? Whiplash is a common injury...
Distracted driving laws in Maryland
Distracted driving has existed since the 1950s when Chrysler added portable record players to automobiles. However, as technology advanced, many states have banned using mobile devices while driving, including Maryland. Drivers in Rockville, Maryland, may face stiff...
How the Chapter 7 bankruptcy means test works
Consumers in Rockville, Maryland, may choose bankruptcy when they can no longer manage their debts. The most common type of bankruptcy is Chapter 7, which sells nonexempt assets to pay unsecured debts. While consumers can get discharged faster, they must meet the...
2021 surpassed 2020 in car accident fatalities
Maryland residents may not realize that despite less traffic on the roads in 2020, there was a huge increase in the number of traffic fatalities. In the District of Columbia alone, there were 37 car accident fatalities in 2020, which was the highest number in over a...
The importance of bankruptcy exemptions in Maryland
People worry if they're going to keep their property after filing for Chapter 7 bankruptcy. Maryland bankruptcy exemptions include properties and personal assets that cannot be seized or sold by creditors. There are also federal exemptions that are listed under the...
Common winter driving hazards and how to avoid them
Driving is especially challenging in Maryland winter weather. While car accidents happen all times of the year, they increase during the winter. Some hazards are common, but you can avoid them with good driving practices. What are some common winter driving hazards?...
Some things to know about open bankruptcy cases
Bankruptcy is a complex process, but many people in Rockville, Maryland, file to help with certain debts. The case starts with the debtor filing a petition listing all income and assets. How long the case stays open depends on if the debtor meets the requirements and...
Who is at fault for a car crash?
Car accidents could leave victims suffering from severe injuries if not life-threatening ones. Significant property damage may result as well. Victims may wonder what their rights are under Maryland law. Essentially, those who suffered losses due to someone else’s...